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Fairbank co-founded Capital One in 1988 on the then-radical premise that data science should drive consumer lending — a bet that built a top-10 U.S. bank with $53 billion in annual revenue and redefined how the entire financial services industry operates.
Richard Fairbank is Founder, Chairman, and CEO of Capital One Financial Corporation, a Fortune 500 bank holding company with over $53 billion in annual revenue.
He co-founded Capital One in 1988 around a data-driven approach to consumer lending. Under his more-than-three-decade tenure, Capital One has grown into one of the top 10 banks in America by deposits and a leader in cloud adoption.
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