Perry Steiner.

Perry Steiner leads Xactus, the mortgage technology and verification services company that has become one of the most important infrastructure providers to the U.S.

residential mortgage industry. Xactus provides credit reporting, property data, verification, and compliance services to mortgage lenders, brokers, and servicers, processing a significant share of all U.S. mortgage origination workflow. Under Steiner's leadership, the company has consolidated several predecessor businesses into a unified technology platform serving thousands of lenders across the country. He was named a 2025 EY Entrepreneur of the Year National Financial Services and FinTech Award finalist. Xactus's role is the kind of infrastructure most consumers never think about - the verification plumbing that runs beneath every mortgage application, determining whether the process takes three weeks or three months. Modernizing that plumbing has meaningful implications for both the cost and speed of mortgage origination. Steiner's work consolidating a fragmented verification services landscape into a single technology platform is the sort of behind-the-scenes category leadership that determines whether the U.S. housing market functions efficiently.